Terms of Service

Effective Date: 03/19/25

Introduction

Welcome to hoacpa.com ("we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of the website https://www.hoacpa.com (the "Site"). By accessing or using the Site, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, you may not access or use the Site.

1. Use of the Site

You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to use the Site:

• In any way that violates any applicable local, state, or international law or regulation.
• For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way.
• To transmit, or procure the sending of, any unsolicited or unauthorized advertising or promotional material, including spam.

2. Intellectual Property

The content, features, and functionality of the Site are owned by Newman Certified Public Accountant, PC and are protected by copyright, trademark, and other intellectual property laws. You may not use any content from the Site without obtaining the necessary permission from us.

3. User-Generated Content

You may be able to submit content, including but not limited to reviews, comments, or images ("User Content") to the Site. By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, modify, reproduce, and distribute your User Content in connection with the operation of the Site.

You are solely responsible for the User Content you submit, and you agree not to submit content that:

• Violates any applicable law or regulation.
• Infringes upon the rights of others, including intellectual property rights.
• Is defamatory, obscene, or offensive.

4. Third-Party Links

The Site may contain links to third-party websites. These links are provided for your convenience, and we do not control or endorse the content of these third-party sites. We are not responsible for the practices, content, or privacy policies of any third-party websites.

5. Disclaimers and Limitation of Liability

The Site is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

To the fullest extent permitted by law, we disclaim all liability for any direct, indirect, incidental, special, or consequential damages arising from your use or inability to use the Site, even if we have been advised of the possibility of such damages.

6. Indemnification

You agree to indemnify, defend, and hold harmless Newman Certified Public Accountant, PC, its officers, directors, employees, agents, and affiliates from any claims, losses, damages, or expenses (including attorneys' fees) arising from your violation of these Terms or your use of the Site.

7. Termination

We may suspend or terminate your access to the Site at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users, the Site, or Newman Certified Public Accountant, PC.

8. Governing Law

These Terms are governed by and construed in accordance with the laws of the state or country in which Newman Certified Public Accountant, PC is based, without regard to its conflict of law principles. Any disputes arising from these Terms will be resolved in the courts located in Carlsbad, CA.

9. Changes to the Terms of Service

We reserve the right to modify or update these Terms at any time. We will post any changes to this page with the updated effective date. It is your responsibility to review these Terms periodically to stay informed of any updates.

10. Contact Us

If you have any questions about these Terms of Service, please contact us at:

Newman Certified Public Accountant, PC
contracts@hoacpa.com
(844) 560-7300
2111 Palomar Airport Road, Suite 140
Carlsbad, CA 92011